Privacy Policy: Owed

Privacy Policy - Owed App

Privacy Policy

Last updated: December 23, 2025

Owed ("we," "our," or "us") operates the Owed mobile application (the "App"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our App.

Information We Collect

Information You Provide

  • Account Information: We do not require account creation to use the App.
  • Subscription Information: When you subscribe, payment is processed by Google Play. We receive confirmation of your subscription status but do not store payment details.

Information Collected Automatically

  • Device Information: Device type, operating system version, unique device identifiers.
  • Usage Data: App interactions, features used, screens viewed, and time spent in the App.
  • Advertising Data: Ad interactions, impressions, and anonymized advertising identifiers.

How We Use Your Information

  • To provide and maintain the App
  • To process subscriptions and restore purchases
  • To display relevant advertisements
  • To analyze usage and improve the App
  • To communicate updates and changes

Third-Party Services

We use the following third-party services that may collect information:

Google Play Billing

We use Google Play Billing to process subscriptions. Google's privacy policy applies: https://policies.google.com/privacy

Google AdMob

We display advertisements through Google AdMob. AdMob may use cookies and advertising identifiers to serve personalized ads. Learn more: https://policies.google.com/technologies/ads

Firebase Analytics

We use Firebase Analytics to understand how users interact with the App. Firebase collects anonymized usage data. Learn more: https://firebase.google.com/policies/analytics

Data Sharing

We do not sell your personal information. We may share information with:

  • Service Providers: Third-party companies that help us operate the App (Google, Firebase)
  • Legal Requirements: When required by law or to protect our rights

Data Retention

We retain usage data for as long as necessary to provide the App and comply with legal obligations. You can request deletion of your data by contacting us.

Your Rights

Depending on your location, you may have the right to:

  • Access the personal data we hold about you
  • Request correction of inaccurate data
  • Request deletion of your data
  • Opt out of personalized advertising

Opting Out of Personalized Ads

You can opt out of personalized advertising by adjusting your device settings:

  • Android: Settings > Google > Ads > Opt out of Ads Personalization

Children's Privacy

The App is not intended for children under 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

Security

We implement reasonable security measures to protect your information. However, no method of transmission over the internet is 100% secure.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: support@owedapp.com

Owed App © 2025. All rights reserved.

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